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If you only have ten or less years left to pay on your loan, refinancing may only serve to stretch out your payments for another thirty years. However, if in your case, it is more important to have lower monthly payments it may be well worth it to refinance.

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If your credit has changed since you made your first loan, refinancing may not be the option for you. For example, if you have taken a pay cut or have much higher credit card debt, you may not be able to qualify for a lower interest and may be better off trying to obtain a smaller home equity loan.

Interest rates have fallen and many homeowners are facing the question: is now the time to refinance? Many homeowners save anywhere from hundreds to thousands of dollars by refinancing. Fill out our free short form to contact up to four lenders about refinancing your mortgage.

If the answer to the above questions were no or you are not planning to remain in your home for the next ten years but would still be interested in a loan, refinancing may not be your answer but there is a loan that will suit your needs and it is just a matter of finding out what loan is best for you.


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
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Refinancing mortgage rates are at lows that we have not seen in decades. If you feel that you have missed the refinancing craze or that you would like refinance again a good place to start is with as many as four free quotes from Expo Financial… With all time low interest rates it’s an excellent time to finance additions to your home with home improvement loans. Don’t pass up this opportunity to make long awaited changes to your home to make your life easier to live… Home equity can be obtained as a home equity loan or as a home equity line of credit. With a home equity loan you take out a one time amount and with a home equity line of credit you can take out continually over time…
VA loans are home loans for veterans who have served in either piece time or war time conditions. These loans usually require little to no down payment and they are offered at lower interest rates. VA loans can be used to finance a new home or to improve a current home. .. Land loans are taken out solely for the purpose of building a new home. Lenders often want to know that the construction on a home will begin within a month or two of when the lot is bought and also that the land is suitable for construction before processing the loan…

Refinancing your home is the key to consolidating other high interest debts into your mortgage to take advantage of lower interest rates. You can also take cash out of the equity in your home through a home equity loan to make home improvements…

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